Rihanna Spends $23 000 A Week On Hair

Ok, rich girls, how much money do you usually spend on your hair monthly? Count in everything, starting with all your treatments, vitamins, oils, coloring, trimming and up-dos for special events. Is it close to $92 000 per month? If your answer is no, than you can relax and stop being guilty for spending what you think is a fortune on your hair, as you still have a long way to go to match Rihanna’s spending. Yes, according to CelebTV.com, Rihanna spends around $23 000 a week on her hair.

Of course, Rihanna is a star and she needs to be interesting and keep her fans intrigued by her new hair styles and looks, but just think of it – $23K per week on hair! I love it! I am also happy for her celebrity hairstylist and new image beauty expert Ursula Stephen, who managed to come up with so many creative and innovative hair style ideas.

The only concern I have, is what really happens to Rihanna’s hair after all these radical transitions from one color to another? There must be some kind of secret magic hair product which prevents her hair from falling off.

Spend your money with chic, rich girls!

Yours,

Rich Girl

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5 Things Rich Girls Should Not Leave Behind When Traveling

We all love to travel in Summer, have fun on the beach, in the pools, wear our favorite bikinis and work on our tan. I personally love Summer and I love to travel a lot!! And to make our travel flawless we need to remember what kind of little things we need to take on a trip with us. So, here is a guest post by Sierra Dawson, who is a blogger at CreditDonkey, where she blogs about the best travel credit cards for rich girls.

Whether you are traveling abroad or taking a long weekend in the Hamptons, there are must-haves for every girl on the go. What you keep in your Hermès Birkin handbag is crucial when considering the possibilities while traveling. You could run into your boarding school friends or the Hilfiger’s.

Before leaving to catch your private jet to do a little shopping in Milan or hitting up the Souk in Morocco have your Concierge check the US State Department for travel warnings or alerts. You wouldn’t want to be caught in the middle of some very unfortunate international mishap!

As for your handbag, there are indispensable items that every girl should have at all times. Besides your room key, your iPad and of course your Burberry scarf; these are never ever to be left home. Don’t be caught without them.

Passport/ID – Always, always, always have your ID with you. I cannot stress this enough. If for some reason you didn’t have your plane tickets, you would at least have your passport/ID. Yes, it’s your Father’s yacht; they will still require you to provide your passport to board in St. Tropez.

Money –I know that this should be a given. I felt I needed to make sure that I included this in my list. For clarification, you must have plastic and paper, I mean cash and credit. Forgive me for sounding like a commercial, but don’t leave home without your American Express darling!

Once you arrive and check-in to your suite, you may not want to carry around cash. You’re probably heading out to dinner with friends. Your tiny Judith Leiber really only holds no more than you’re AMEX, ID and your favorite shade of Chanel lipstick anyway.

Cell Phone – Another that may seem obvious. Before you leave, ensure you have International service activated if traveling overseas. Your beloved bejeweled iPhone may not work with overseas services either, so be sure to also have a back-up Blackberry on hand.

Incidentals – An extra pair of Tory Burch flats are great. You can slip in to them when your feet are tired of the pain inflicted by your 6-inch heels. What were you thinking when you chose those torture devices? Oh yes, there just was no other suitable choice at the time.

Be sure to load your iPad with new music and the latest Vogue or Glamour magazine to read while in flight or en-route. You can’t possibly sleep the whole time, can you? Boredom will set in before you know it, so be prepared by all means.

Sunglasses are a must. Planes wreak havoc on our skin, so you will want to make sure and bring sunglasses to hide behind after you remove your make-up for that 16-hour flight. On that note, Kiel’s has a great travel kit that is wonderful for hydrating while in flight.

Toiletries – I mentioned the Kiel’s travel kit, but you will also want to have toothbrush & mouthwash. Your favorite Chanel lip gloss which I know you cannot live without. Mints are also nice to have on hand. A hair brush and mini flat-iron for freshening up will do for your hair.

With these items in your bag, you are ready to jet-set wherever. You will be confident that you’re covered if your feet start to ache, your skin gets dry or if boredom takes over. You have money & ID to get you where you are going and to buy what you are looking for.

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Can Frugal Living Secure Financial Freedom?

Here, on Rich Girl’s Club, with the help of various financial experts we continue to remind you of how important it is to control and increase your wealth. Our easy tips will help you stay financially fit. Here is one more article, written by Angela Brown – financial writer whose specialization is in dealing with financial problems and its solutions. I would also love to hear back from you, to know if you find these kind of articles valuable and should we continue bringing such topics up here on Rich Girl’s Club?! Yours, Rich Girl.

The rich people in the United States of America are pretty anxious these days with the expiration of the Bush-era tax cuts. Though the banks and the private financial institutions are responding to their credit problems and are trying their best to raise financial boot camps to ease off the worries of the super-wealthy class, yet there are no such changes. The rich girls are using multiple credit cards with outrageously high interest rates and are landing up in unsecured debt mire. Though the debt settlement companies are there to help such wealthy girls, yet it is always recommended that one should try to manage her debts on her own so that she doesn’t require running to professional financial companies. Here are some easy debt settlement tips that the rich girls may follow in order to seek financial freedom.You can also visit http://www.debtconsolidationcare.com/debt-settlement.html for more info regarding this.

• Make sure you know where your pennies are spent: You can never begin to save a dime unless you know where your pennies are going. Craft a frugal budget so that you get to track your monthly income and your expenditure. Though it is a fact that rich girls find it extremely tough to keep track on their pennies, yet you have to try and make this possible. Accumulate the bills so that you know what you’re spending and how much it costs from your income.
• Make a list of your total debt amount: You then need to make a list of the total debts that you owe your creditors. Most researches show that the rich and the wealthy people are the ones who use multiple cards and they are the ones who drown themselves in a sea of high interest debt. Also make a list of the interest rate and the due dates on each account so that you can make a solid plan of action.
• Stop relying on your credit cards: Since you’re already rich, you must concentrate on using cash while shopping so that you don’t incur too much high interest debt. The rich girls usually have the habit of whipping the plastics even while making purchases like groceries. Shun this fatal financial habit as this can push you deeper into the debt hole. Carry cash and stop shopping whenever you exhaust your cash.
• Negotiate with your creditors: It is usually said that girls have better money management skills and that they can also plead people into believing them. Capitalize on all such skills and negotiate with your creditors. Tell them about your financial hardship and the reason that is barring you from making the payments on time. Make them believe that you can make timely payments if they reduce the principal balance.

As soon as the creditors agree to a debt settlement, start making the monthly payments on time to lessen the impact on your credit score. Rich girls must always remember that living beyond their means is always a bad habit. As you’re wealthy, you may not be concerned about your finances but make sure you pay your bills on time to avoid unnecessary late fees and penalties. Stay wealthy and preserve your wealth for more important purposes by practicing effective personal finance management.

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Take Control Of Your Finance Even If You Are Rich

Being rich doesn’t only mean having a lot of money, but also know how to maintain and grow your capital. I think it is very important to always be aware of how much money you have on your account and how to spend it wisely, that is why I have asked an expert to share some financial tips with us. Angela Brown is a writer for various finance related websites, her specialization is in dealing with financial problems and its solutions. She is well equipped to write articles on debt settlement, savings, planning, frugality, debt settlement etc. Hope you will find Angela’s article helpful. Yours, Rich Girl.

Even if you are a rich girl it is important for you to take control of your finances from the beginning otherwise you can go bankrupt. If you are rich, just like any other rich girls, you might think of going on spending money and enjoying your life as it is. But, what you need to understand is that saving money for your future is important. Moreover, it is also important for you to pay of the debts that you may have incurred through your spending habits. In order to lower your expenditures and in order to pay off your debts, you will have to formulate a budgeting. You can also visit http://www.debtconsolidationcare.com/ for more info regarding this.

Personal budgeting tips for rich girls

Some of the personal budgeting tips for rich girls are:

1. Maintain a monthly budget – In order to keep your finances under control, you will have to formulate a budget. You will have to make the budget in such a way so that you do not include unnecessary expenditures in your budget. Being rich does not mean that you will always have to show off and spend more. This can land you into serious probe mater in your life. Thus, it is better to follow a strict budget.
2. Avoid the impulse buys – Avoid your impulse buys; give up on your attitude of attaining an item only excuse its with another person. Set a goal for yourself that you won’t buy that thing for few months. If you are able top keep to your goal, reward yourself with something else that is less costly. Moreover, if you have that extreme urge to buy a thing, wait for two three days. If you do this you will see that the urge to buy that particular item have lowered.
3. Discuss your finances with your financial adviser – You can discuss about your finances with your adviser. Try to determine if all your financial accounts and assets are in shape and if not then what you are required to do.
4. Maintain on-time debt payments – It is important for you to maintain on-time debt payments so that your credit is not hurt and so that the debt amount can’t grow in leaps and bounds. If you g on missing payments just because you have forgotten about your expenditures, you can even end up as a bankrupt.

Even if you are rich, it is important for you to follow a proper budget and analyze your credit reports from time to time. This will help you to lower your expenditures and maintain low debt levels.

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$100 000 On The Walls

Ever wondered how would $100 000 look like in real $1 bills? Ever dreamed about hanging all your money around in your apartment and wake up every morning surrounded by your money, literally? I did Nowadays, when all your wealth is just a number on your bank account, you can check your balance, transfer money and pay bills online or via ATM, pay with a credit card at the store, we don’t see cash so often. Do you agree? It is good if I have some money for tips or other minor stuff in my purse, otherwise it is stacked with credit cards. I guess we don’t use a lot of real money anymore. We only see piles of cash in movies, like in the latest Fast and Furious with millions in a safe.

So, to see actual real money and a decent amount of it live is like a dream. Well, there is one guy who actually made this dream come true, but not at his own home, at his solo exhibition at the Guggenheim museum. Guys name is Hans-Peter Feldmann, he is the artist and the winner of the 2010 Hugo Boss Prize.

Hans-Peter Feldmann received $100 000 as an award money and decided to split this amount into $1 bills and hang them on the walls of a large gallery for everyone to see. It took museum art workers about 13 days to hang all the bills. And the result is overwhelming. In his interview to NY Times Hans-Peter Feldmann said that for him $100,000 is very special and incredible amount. And that he wanted to show the quantity of it.

Well, I think it is incredible and very brave to hang all your money for everyone to see and reach. What if someone will grab them? But I hope everything will be fine and Mr. Feldmann after the exhibition is over will be able to count all his money to the exact $100 000 and be able to spend it wisely

If you live in New York or will be visiting in the near future, I think it is worth to see this exhibition. I would definitely want to see it and feel the energy of money The exhibition will be in Guggenheim museum till the 2nd of Novembr 2011, so we have plenty of time to see it, girls.

What do you think about this? Isn’t it incredible?

Yours,

Rich Girl

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Pictures credit: David Heald
Inspiration and information for this post gathered here: Guggenheim; Colossal; NY Times

Love Money Passionately

This video is my first try to be motivational speaker ) not sure if I succeeded, but at least a good try. What do you think?!

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Get rich by saving money!

Ok, so you want to be rich, right? Well, I am (richer than I was, anyway) …and I got here because I was careful with my money.

I made savings, I made investments, I avoided debt and as a result, I made more money than I thought I would – and I want you to as well, so that’s why I’m providing you with this simple guide to help you improve your financial situation and start making money. It won’t happen overnight, so you’ve got to be patient – but by paying attention to the points I’m making, you should be able to improve your financial future.

1. Review your finances as they are now
You won’t make any money if you don’t know how much you’ve already got (unless you win big on the lottery!), so sit down and take a look at how much money you earn each month, and how much money you spend each month.

When you can see an overview of your finances in front of you, you should be able to see where you can make cut backs on your spending to save yourself money.

We are all guilty of buying things we don’t need, and that is where the majority of us waste our money. So make the change, only buy things you need – it will save you a lot of money!

2. Invest in your home to save in the long run
By investing in your home now, you can save a lot of money in the long run. For example, invest in wall insulation, double-glazed windows, insulation for your boiler and thicker curtains.

Of course, there are other investments you can make around your home, but the ones mentioned above are the main ones. By making these investments you can save yourself a lot of money – for example, the investments above will help keep heat in your house during the winter months – which will save you money on your heating bills.

Remember, you can’t make money if you don’t save money – so you should be trying to make as many savings as you possibly can. Every dollar saved is a dollar towards making you rich!

3. Don’t buy what you don’t need – unless you can actually afford it
This is my final point here, but it may well be the most important point to make. If you really want to save money, don’t buy things you don’t need. It’s as simple as that. Save, invest and earn until you have enough money to buy whatever you want. There is no point getting into debt to buy things, this will only push you further away from being rich! (for more about debt click here)

I’ll give you a little example here. Imagine you have $30,000 in your account – and you go out and buy a great car costing $29,000. Yes, you now have a nice car – but you have also wasted a lot of your money, which means that you are no longer ‘rich’. Did you really need that car there and then? Could you have bought a cheaper car…or waited until you could really afford it?

The moral of this little story is only buy that expensive thing when you can afford it (in other words, don’t leave just $1,000 in your account!).

Ok, so these tips won’t actually make you rich, but they will certainly give you the strong financial foundations you need to start making money. We’ve all got to start somewhere, so let’s start today and have a richer future!

Any comments you have about my tips will be greatly appreciated. I’m always interested to find out how other people are trying to become rich, so please let me know what you guys are up to!

Yours,

Rich Girl

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