Top 7 Productivity Tips from Brian Tracy
By Alona
Filed under Rich Life Tips
“Productivity is never an accident. It is always the result of a commitment to excellence, intelligent planning, and focused effort.”
Don’t you sometimes feel absolutely overwelmed by the things to be done? You finish some of them only to realize that tomorrow’s agenda looks even longer. Brian Tracy’s «Eat that frog» method is focused on battling exactly this problem. He explains why it makes sense to address only the most important goals and what can we do to increase our overall productivity.
Nowadays, everyone has endless to-do lists. What defines successful people is the ability to identify the most significant tasks and to focus on completing them as early as possible. What makes you truly productive is not the amount of issues you can tackle, but the results you achieve.

7 productivity tips from Brian Tracy I appreciated the most:
1. Define your goals
It is critical to know what are your aims. The clearer you see your goals – the better chances you have to reach them. Before starting to work on any project write down all the goals and tasks that you will need to execute.
2. Plan your day ahead
Reserve 10 minutes of your morning on organising and planning your activities. The better you plan your day, the easier it is to fight the procrastination and to move towards your objectives.
3. Use the 80/20 Pareto principle
80% of the results come from 20% of all your activities. Make sure to focus your attention on the top 20% of the tasks that will lead you to the success. Don’t waste time on trifles.
4. Set task priorities
When your task list is ready, devote couple of minutes to setting ABCDE priorities for every task in your list. The most important task gets the A priority and so on. Always work on the things with the higher priorities first.
5. Remember the law of forced efficiency
Keep in mind the Parkinson’s Law that says: you will never have enough time for everything, but you will always have plenty of time to do the most important things. Decide what tasks will bring you maximum rewards and try to complete them before they become urgent.
6. Divide and Conquer
If your “frog” is too big, the best way to eat it is by cutting it into pieces. Separate your project into smaller sub-tasks and you’ll immediately feel much more comfortable. To move forward it is extremely important to see that some tasks are already finished. When you realize that you conquered some portions of the big task, you get additional energy boost to move forward.
7. Force yourself to act immediately
Imagine that tomorrow you are going away for a month and you must finish the most meaningful assignments. If you use this psychological trick you have all the chances to triple your productivity and improve self-discipline.

That’s it for today Rich Girls. There are so many different ways you can approach your task list that the learning about them itself can become a way of procrastination. Probably the ultimate productivity advice is that every organisational method is good enough as long as you follow-through, not only read about it.
Truly yours,
Alona
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Sitting at The Negotiating Table
By Alona
Filed under Rich Life Tips
Right before the winter my friend asked me if I’d be interested in helping her to hunt down a nice looking warm coat. We went to several shops and found one jacket that looked perfect on her but its belt was a bit loose, so my friend said she would like to replace it with the belt from the smaller size coat.
The sales assistant explained that it wouldn’t be possible as after that they would need to think what to do with the belt that my friend left behind. Instead the clerk offered to bring the same size coat from the storehouse and see if its belt is any better. After 30 minutes the girl came back only to say that the jacket they have on display is the only item with the size we need so there is nothing else she could do. Probably because I was too annoyed about the waiting, unexpectedly for myself, I said that this is a one of the worst customer service experiences I’ve had. I told that I am surprised that she let us wait for half an hour and now is ready to lose the sale rather than simply replace the belt.
The sales assistant then answered that she should probably speak with her manager to check if there is anything else to be done. I said it was a wonderful idea that should have popped in her head a little earlier. The girl came back in a minute saying that we are welcome to take any belt we want.
I was very proud of myself that day. Since I never ask for a discount (don’t know how to) and rarely demand a better deal, this little negotiation was a big personal win.

Professor Gavin Kennedy in his Everything is Negotiable book says there are 4 styles of negotiating behaviours: Donkeys, Sheep, Foxes and Owls.
Each animal represents the set of characteristics of the choices we make when negotiate.
We usually behave like a Donkey when we don’t know what can we possibly gain negotiating. The Donkey behaviour is often found in someone who has a predictable capacity for stubborn defiance. When what she gets (usually not a lot) is not good enough to consider the negotiation a success and when all decisions the person makes are based on her deep, often irrational “principles”.
“Where ignorance predominates, ‘stupid’ negotiation choices assert themselves.”
You are behaving like a Sheep when you think that whatever you get is acceptable (c’est la vie!) and when you easily welcome the other people choices. There is some pragmatic flexibility in you, but too often you are influenced by others and don’t know how to fight for your own interests. You prefer to agree rather than annoy or disappoint the person you speak with.
“Like the proverbial goose, a ‘boo’ sends you scampering for cover.”

Foxes truly know what is going on and deeply believe they deserve what they demand. Some Foxes only succeed because of their sharpness and even ruthless cruelty. On top of that, Foxes love to look smart and sometimes misread the game because they are too arrogant and excited about the process. There are few limits to Fox’s pragmatism and she is amazing at using soft spots of Sheep. People who make Donkey decisions are of course no problem to Foxes as well.
“Devious is as devious does.”
Owls are those who are wise enough to spot the long-term benefits of developing genuine relationships that will later on get them the results they truly deserve. As an Owl you are always aware and prepared for the opportunities and the threats from the choices you must make when negotiating. You earn respect for what you do and how you do it (you certainly don’t exploit Sheep, Donkeys and Foxes).
“All negotiators should beware: many owls are closet Foxes!”
As much as I’d like to think of myself as a natural Owl negotiator, I should confess I’m a classic Sheep sometimes.
Who are you when you are sitting at the negotiating table?
Yours truly,
Alona
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On Rediscovering Willpower and Self-Control
By Alona
Filed under Rich Life Tips
“The will of man is his happiness.”
Until recently my good friends knew me as an exemplary heavy smoker. My solid relationships with cigarettes continued for 15 years; for the last 8 years I smoked one pack a day on average. I’ve quit about half a year ago.
Since then I never slipped, despite the parties and get-togethers with my smoking friends. Not even when visiting my hometown earlier this month, where you can still smoke in some restaurants and nightclubs. When I say I don’t smoke anymore the first question they often ask is how did I do it. I usually say that you have to want to quit badly and you must start seeing yourself as a non-smoker. They nod and say I’m lucky to have such strong willpower.
That’s where I feel puzzled. I can’t quite comprehend how do I have strong self-discipline skills if I can’t make myself go to gym for a second week in a row? Where does my willpower hide when I’m in a desperate need of losing couple of kilos?
Well, Rich Girls, I’m happy to report that most of my willpower related questions were answered by Roy F. Baumeister – a professor of psychology who presented his new book here in London the other day*. I thought you might want to get familiar with some of his findings.
If you’d like to improve your self-control abilities and be able to achieve much more, consider the following:
Willpower is a limited resource and we use the same self-control mechanism for different activities.
Let’s say you’ve spent this afternoon visiting your favorite boutiques and trying on various gorgeous sets you would like to have in your wardrobe. It wasn’t easy, but you successfully resisted temptation to spend your rent money on a Marc Jacobs’ resort 2012 sundress. You were also heroic enough to ignore new Louboutin collection and you stepped away firmly from a magnificent shoulder bag by Alexander Wang.
Guess what will happen in a coffee shop you are about to enter? When choosing little something to accompany your latte, you will most likely take the best looking and the biggest piece of chocolate brownie they have.

That scenario is common because our willpowers deplete through the day. The self-discipline is like a muscle that gets tired when you use it too much. Good news is, just like a muscle the willpower can be trained. The more you exercise your self-control skills the better you get.
5 stunning ways to improve willpower:
1. Pick Your Fights Wisely
When you are ready to create a new habit or willing to aim for big win, commit to your choice and put everything else aside. Decide what is one, the most important thing you want to change right now and devote all self-control you have to this precise goal. Your willpower needs as much fuel as possible to take you to the finish line, so don’t waste it on something that is not so critical.
Because the willpower is limited resource, you must begin big-league projects only when you feel you can handle them. If there are too many affairs that stress you out, it is better to postpone The New Life mission and approach it when you don’t have too many things on your plate.
Most importantly, set your goals as specific as you can possibly imagine. You have to define what it is you want to achieve very clearly.
Let’s say you would like to be slimmer than you currently are. Ask yourself, what is your dream weight, put the number on a paper.
Next, list all the reasons why the magic number will make your life better. When describing the reasons you have to be as sincere as possible. Those must be the ideas you truly believe in. Don’t borrow explanations your besty used when she spoke about her perfect weight.
Finally, describe all the actions you have to take to get closer to your goal. Again, be very concrete and specific. Write down small, easy to take daily steps that will bring you closer to tackling the weight loss issue.
2. Block the Exits
Let’s stick to the losing weight example for a bit. When you go for groceries avoid candy & sweets section. Don’t buy any desserts if you know you won’t be able to resist them while watching new episode of Gossip Girl.
Instead, come up with a substitute. Decide what will you do next time you crave for a cheesecake. Say to yourself, when I feel like eating something sweet, I take a yogurt with berries or a fruit.
If you plan to go jogging tomorrow morning, put your sportswear set on a chair next to your bed so it would be the first thing you see when you wake up. Don’t give yourself any chances to reconsider.

3. Mind Your Sugar Level
Here is why dieting is so difficult. Your willpower depends on the amount of sugar in your blood stream. Apparently, self-control and decision making ‘uses’ big amounts of glucose. And when you don’t have enough glucose in your blood your willpower goes down.
That’s why you shouldn’t go to an important interview or business meeting on an empty stomach. If you feel hungry, your decisions most likely will be poor and unreasonable.
In urgent cases when you need a rapid sugar hit, eat a chocolate bar, something that will deliver a lot of glucose into your blood right away.
As for dieting, Roy F. Baumeister recommends try losing weight by making very small changes to your diet and focus on increasing daily sport activities instead.
4. Make Progress Reports
To achieve your goal you must know what exactly you do and how you spend your time every day. Normally we are able to name the websites we visited yesterday and remember what movies we watched, but we have a very vague idea about how much time we spent on those things. The problem is that if you don’t know what are you doing precisely, you won’t know what it is you need to change to get to your aim faster.
Come up with ways to examine and measure your life. Update your food diary daily, install software that will give you online usage report, track your finances with mobile apps and so on.**
Additionally you could ask your friend to check on you weekly. You can even make a bet with someone to keep yourself accountable. Posting progress updates on your blog or Facebook profile might also be a good idea.

5. Embrace To-Do Lists
Lots of studies say that unfinished tasks annoy and distract us big time. Brain hates half-baked projects and it will keep on trying to remind you about them.
Because the tasks are in your head all the time, they suck up your self-control abilities bits by bits. The more uncompleted things you’ve got on your mind, the less willpower you have to confront them.
Take the jobs half-done out of your head and put them on paper. Classic to-do lists do wonders. Only remember to make the list very specific. Clearly define the next action you must take. Instead of writing “Prepare for a home party” say “Make a guest list”, “Buy 100 Party Balloons” etc.
The best way to handle your to-dos is by working on the most demanding item first thing in the morning, while your willpower is strong and eager to act. Brian Tracy, a well-known motivational speaker, has a great “Eat That Frog” book*** that explains the toughest-thing-first method in details. I promise to tell you more about his technique next time.
That’s it for today Rich Girls! I wish you the very best luck with developing your willpower. Remember, self-disciplined people are like this only because of the way they approach their day-to-day lives. It’s not the superpowers. It’s all about creating and maintaining positive habits. The more lasting habits you have the less willpower you use to make right decisions.
I’m looking forward to hearing from you. Come brag about the tasks you tackled and share your tricks that help you to improve your self-control skills!
Yours truly,
Alona
*Must Read Book by Roy F. Baumeister: Willpower: Rediscovering the Greatest Human Strength
**Apps and Websites that help to measure and examine your day-to-day life:
- A web tool that allows you to easily understand and optimize how you spend your time and attention: RescueTime
- Google Chrome Extension that helps you stay focused on work by restricting the amount of time you can spend browsing time-wasting websites: StayFocusd
- Online Food Diary: MyFitnessPall
- Finance Tracking Iphone App: iXpenseIt
***Must Read Book by Brian Tracy: Eat That Frog
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New Year Goals and Resolutions: Ways to Persevere
By Alona
Filed under Rich Life Tips
I am really proud and happy to share a great article written by a dear friend of mine, Alona! The author shares valuable information and tips on how to set your goals correctly and follow them through. Something which I definitely need to improve and work on. The article is extremely well written and I am sure you will be delighted to read it through and it will encourage you to implement these ideas into your life. I really hope that there will be more articles by this author on Rich Girls Club in the nearest future. Fingers crossed! Enjoy! Yours, Rich Girl.
Hello Dear Rich Girls! I just realized it is almost the end of January 2012. Have you noticed, that smart researchers from all over the world started to warn us that we enter the critical timeline when most people will forget dieting and workouts, resume smoking, give up on reading at least 30 minutes a day and neglect ‘Goals to achieve’ notebook completely. Where do you stand on your New Year Resolutions?
I intend to persevere this time, no matter how tempting it might seem to pull back. Following through on the resolutions is actually part of my Great 2012 To-Do Plan.
In order to cut off escape routes I’ve decided to find out why do we dodge the resolutions so surprisingly easy. And is there a way not to fall into the ‘Maybe Next Year’ philosophy.
I’ve started by reading Peter Bregman’s blog at Harvard Business Review. He wrote loads of articles on motivation and productivity and constantly shares practical techniques we can use to accomplish more.
Here is what Peter says about keeping your resolutions alive and kicking.
First, let’s determine why do we often fail miserably at fulfilling the dreams and aims.
Bregman noticed, that people only like to put the very big things in their resolution list. We usually say something like:

These are all grandiose intentions. And they all are extremely challenging. Such goals made it to our list because we believe these are the things that will change the quality of life dramatically.
What we don’t always realize is that ambitious desires require big advanced planning and it will be a long journey to the moment when the dreams come true.
Don’t worry though, the super achievers don’t lie when tell you something inspiring.

3 Big Obstacles On the Way to Your Goal
1. Some goals are too huge and general to comprehend. If your wish to become a millionaire by the end of this year, you have to outline the very specific and concrete sub goals first.
To get going smoothly, you should admit that it won’t be simple and pleasant all the way through, but every little step you make counts.
Describe in details all small actions you have to take in order to achieve your big goal and follow the instructions strictly.
2. This might seem strange, but we abandon bunch of goals only because we are very scared. We often are worried that whatever it is we’d like to do won’t work out the way we imagine.
If you suspect that the fear of failure is something that stops you, try to imagine the worst-case scenario. Peter Bregman offers to ‘relive’ the possible failure entirely and move on. Now you can focus on figuring out what it is you must do to come closer to your goal. And remember that in case you fail, there will be countless other opportunities.

3. The last trap to avoid is having a goal list with too many items on it. There simply can’t be too many things in your agenda. Our resources (time and energy) are limited. We must leave enough time to rest and recharge. If you are seriously interested in reaching your goals, Peter Bregman advises to have up to 5 of them per year.
Limit yourself. Think hard what it is you want the most. And stick to those 5 goals you want to accomplish.

Here is a simple and efficient system from Peter that will help you organize time and move towards your goals fast.
Daily 6-Box To-Do List
5 goals to reach this year are established. What’s next?
1. Each morning make a worksheet with 6 to-do boxes and put your 5 goals of the year in five of the boxes; leave the 6th box empty for now.
Put specific things to be done in every box. The 5 annual goals that you set are your main reference points.
Let’s say one of your goals is promotion at work. Think about all the activities, which can be done today, and which will lead you closer to getting the higher position. It might be writing a sales proposal, or presenting new marketing campaign, doing extra research on competitors, etc.
Approach other four boxes the same way. The most important thing is to remember, that these are five areas where you should spend 95% of your working time.
Everything that doesn’t get you closer to one of these aims must be taken off your daily to-do list.
What about the sixth box? You probably noticed, that the 6th area on the image below is labeled ‘The Other 5%’. This box can contain some critical activities that must be done, although they won’t help you to reach your goals. You should never spend more than 5% of your time on them.

Download Original Daily To Do List at PeterBregman.com
2. Look at your six-box to-do list and move the most important items for the day into your calendar. It’s very important to decide when and where you will execute these sub-goals. Whenever you set a specific deadline for your to-do items, the chances of getting them done grow tremendously.
Some activities, like answering on emails or making phone calls must be done every day. Dedicate a specific time of the day for such to-do things and stick to it. Set a concrete hour for checking your email box and do it only at that time.
3. Make a firm agreement with someone about how you will spend your working time. Talk with your boss or partner about your six-box to-do list and about your daily calendar. Explain them what you plan to achieve today and how it fits in with your general yearly plan. This way you create deeper level of commitment and accountability.
That’s it for today, Rich Girls! Stay strong and dedicated and come share your tips and tricks to conquer the list of New Years resolutions!
Yours truly,
Alona
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Last Second Christmas Gift
By Rich Girl
Filed under Rich Life Tips
I think that everyone will agree that time flies so fast, that no one even noticed that Christmas Day is already this weekend. Are you ready for this? I really hope that you are, because I personally still can’t manage the art of buying gifts on time, sending out Christmas cards in advance, so that recipients actually receive the cards before Christmas and I am also the one who is running around town searching for the perfect house decorations a few days before the actual Christmas dinner. Of course, I hope that you are super organized and sit and wait in anticipation for Christmas all prepared and in a good mood. But if you are not, and you still need to buy some bits and pieces, don’t worry! You are not alone!
As I am a very lazy girl, I like to shop online. Well, there are also other reasons, I just can’t go near shops, it is bad for my cash flow. And have you seen these crazy people who flood the stores before all major Holidays? Remember the lady on the Black Friday?! No thank you. I feel safer in the comfort of my own house.
So, here is my list of the best last minute gifts if you shop online. These sites promise to deliver your gifts on time, which is super convenient. I hope you already have all your major gifts, but there is still a chance that you will receive a gift from a person you where not expecting to receive a present from, so you need to return the favor.
1 – One of my favorite online designer shops offer guaranteed next day delivery this Holiday season within USA – shopbop.com. They have a wide selection of gifts from iPhone and iPad cases to handbags, clothes, jewelry, scarves, shoes, dresses and many more.
Gift Boutique Croc Stamped Jewelry Chest
Kenneth Jay Lane Pearl Clasp Necklace
2 – My absolute favorite online shop for exclusive and luxurious chocolates is zChocolat.com. These chocolates are of high quality and they are packed in a very unique boxes, which on there own are super cool presents, on top of that you can also add your personal message, engraving and much more. This site offers overnight delivery as well as concierge service and they also deliver worldwide. This chocolate box will be amazing gift even for your mom, if you still don’t know what to get her.
Deluxe Brown 3-Drawer Mahogany Chocolate Box (45 pieces)
Deluxe Brown 3-Drawer Mahogany Chocolate Box (60 pieces)
Deluxe Brown 6-Drawer Mahogany Chocolate Box (150 pieces)
There are more different options on zChocolat.com.
3 – The other cool site for last minute Christmas gifts is FTD.com>. The only problem with this site is that they ship the whole range of products only within the US, so if you are from Europe this is not your option. For those of you, based in USA, this site is a lifesaver with a lot of different gifts. Some of the products even have the same day delivery option. Here is the table for regular delivery estimates:

Mrs. Fields Abundant Bundle Of Treats
Godiva Signature Collection – Better
Last minute centerpieces for your Christmas table decoration.
Christmas Flowers – The FTD Celebration Of The Season Centerpiece
The FTD Glowing Elegance Centerpiece
Christmas Flowers – The FTD Candy Cane Lane Flower Bouquet – Basket Included
For more gift ideas visit FTD.com>
4 – And the last option is a great gift for any girl no matter what age – “Gift Of Spa With A SpaFinder Gift Certificate”. You can send it over an email and the recipient can print it out and use it at the numerous SPA salons around the world. This is the ultimate last minute gift.
So, here is my list of last second Christmas gift ideas. Maybe you have anything to add to this list? Let us know in the comment below!
Happy Holidays!
Yours,
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Can Frugal Living Secure Financial Freedom?
By Rich Girl
Filed under Rich Life Tips
Here, on Rich Girl’s Club, with the help of various financial experts we continue to remind you of how important it is to control and increase your wealth. Our easy tips will help you stay financially fit. Here is one more article, written by Angela Brown – financial writer whose specialization is in dealing with financial problems and its solutions. I would also love to hear back from you, to know if you find these kind of articles valuable and should we continue bringing such topics up here on Rich Girl’s Club?! Yours, Rich Girl.
The rich people in the United States of America are pretty anxious these days with the expiration of the Bush-era tax cuts. Though the banks and the private financial institutions are responding to their credit problems and are trying their best to raise financial boot camps to ease off the worries of the super-wealthy class, yet there are no such changes. The rich girls are using multiple credit cards with outrageously high interest rates and are landing up in unsecured debt mire. Though the debt settlement companies are there to help such wealthy girls, yet it is always recommended that one should try to manage her debts on her own so that she doesn’t require running to professional financial companies. Here are some easy debt settlement tips that the rich girls may follow in order to seek financial freedom.You can also visit http://www.debtconsolidationcare.com/debt-settlement.html for more info regarding this.

- Make sure you know where your pennies are spent: You can never begin to save a dime unless you know where your pennies are going. Craft a frugal budget so that you get to track your monthly income and your expenditure. Though it is a fact that rich girls find it extremely tough to keep track on their pennies, yet you have to try and make this possible. Accumulate the bills so that you know what you’re spending and how much it costs from your income.
- Make a list of your total debt amount: You then need to make a list of the total debts that you owe your creditors. Most researches show that the rich and the wealthy people are the ones who use multiple cards and they are the ones who drown themselves in a sea of high interest debt. Also make a list of the interest rate and the due dates on each account so that you can make a solid plan of action.
- Stop relying on your credit cards: Since you’re already rich, you must concentrate on using cash while shopping so that you don’t incur too much high interest debt. The rich girls usually have the habit of whipping the plastics even while making purchases like groceries. Shun this fatal financial habit as this can push you deeper into the debt hole. Carry cash and stop shopping whenever you exhaust your cash.
- Negotiate with your creditors: It is usually said that girls have better money management skills and that they can also plead people into believing them. Capitalize on all such skills and negotiate with your creditors. Tell them about your financial hardship and the reason that is barring you from making the payments on time. Make them believe that you can make timely payments if they reduce the principal balance.
As soon as the creditors agree to a debt settlement, start making the monthly payments on time to lessen the impact on your credit score. Rich girls must always remember that living beyond their means is always a bad habit. As you’re wealthy, you may not be concerned about your finances but make sure you pay your bills on time to avoid unnecessary late fees and penalties. Stay wealthy and preserve your wealth for more important purposes by practicing effective personal finance management.
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Take Control Of Your Finance Even If You Are Rich
By Rich Girl
Filed under Rich Life Tips
Being rich doesn’t only mean having a lot of money, but also know how to maintain and grow your capital. I think it is very important to always be aware of how much money you have on your account and how to spend it wisely, that is why I have asked an expert to share some financial tips with us. Angela Brown is a writer for various finance related websites, her specialization is in dealing with financial problems and its solutions. She is well equipped to write articles on debt settlement, savings, planning, frugality, debt settlement etc. Hope you will find Angela’s article helpful. Yours, Rich Girl.
Even if you are a rich girl it is important for you to take control of your finances from the beginning otherwise you can go bankrupt. If you are rich, just like any other rich girls, you might think of going on spending money and enjoying your life as it is. But, what you need to understand is that saving money for your future is important. Moreover, it is also important for you to pay of the debts that you may have incurred through your spending habits. In order to lower your expenditures and in order to pay off your debts, you will have to formulate a budgeting. You can also visit http://www.debtconsolidationcare.com/ for more info regarding this.

Personal budgeting tips for rich girls
Some of the personal budgeting tips for rich girls are:
- Maintain a monthly budget – In order to keep your finances under control, you will have to formulate a budget. You will have to make the budget in such a way so that you do not include unnecessary expenditures in your budget. Being rich does not mean that you will always have to show off and spend more. This can land you into serious probe mater in your life. Thus, it is better to follow a strict budget.
- Avoid the impulse buys – Avoid your impulse buys; give up on your attitude of attaining an item only excuse its with another person. Set a goal for yourself that you won’t buy that thing for few months. If you are able top keep to your goal, reward yourself with something else that is less costly. Moreover, if you have that extreme urge to buy a thing, wait for two three days. If you do this you will see that the urge to buy that particular item have lowered.
- Discuss your finances with your financial adviser – You can discuss about your finances with your adviser. Try to determine if all your financial accounts and assets are in shape and if not then what you are required to do.
- Maintain on-time debt payments – It is important for you to maintain on-time debt payments so that your credit is not hurt and so that the debt amount can’t grow in leaps and bounds. If you g on missing payments just because you have forgotten about your expenditures, you can even end up as a bankrupt.
Even if you are rich, it is important for you to follow a proper budget and analyze your credit reports from time to time. This will help you to lower your expenditures and maintain low debt levels.
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Dreams Do Come True
By Rich Girl
Filed under Rich Life Tips
A couple of years ago me and my friend were dreaming of quitting our job (we were working at the same company at that time) and do something on our own. I remember how we were spending almost all our lunch brakes in the coffee shops, fantasizing about how our life will be wonderful when we will be traveling around the world, sitting in a cafes with our laptops and updating our blogs or online projects not from the boring offices, but from the places we choose to work from.
A lot of years have passed since then, we no longer keep in touch, but our dream came true. My friend is now free and is traveling around the world, she has her own company, works for herself, buys all the clothes she wants and is happy.
I on the other hand don’t own a company, but I have something more special – Rich Girls Club – my source of constant joy and pride.
You may wonder, why am I writing about it? Well, because I am now sitting in a very nice place, so close to the Mediterranean Sea that splashes of water from the waves hit my laptop (which is not good for a laptop, but feels great for me), I am absolutely free, the weather is wonderful and I write these words here on Rich Girls Club, sitting in a restaurant while sipping red wine.
I wanted to write about it, because I want to remind myself and you, my lovely Rich Girls, that dreams do come true. Always! Our dream started in a cafe next to our workplace. At that time we had no idea how it all will work out for us and change our life, all we had was clear vision of what we wanted. Now, we are both free and happy, because one of our dreams came true. I still have a lot of other amazing dreams I am just waiting to come true!
Don’t be afraid to dream! Don’t forget to dream! Dream Big and you will be surprised where it will take you! You will be amazing about how your life will change! You will be bewildered how happy and satisfied it will make you!
I believe in dreams! I believe in you!
Yours,
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What gift to buy for a Rich Girl?!
By Rich Girl
Filed under Rich Life Tips
When we are invited for a birthday or wedding or any other special event, we all going crazy shopping for presents. It is always fun, but also a lot of trouble to choose the perfect gift for our loved ones, friends, friends babies, relatives, pets, colleagues, hairdressers, masseurs, just good acquaintance and so on.
But today we are not going to look into what to get to all listed above, although maybe it is time to buy those stylish beds for our pets I was writing about earlier.
I want to finally cover the most frequently asked question: What gift to get for a Rich Girl?!
Well, the first thing you need to consider before you start shopping for a Rich Girl is who you are to her? If you are a boyfriend you probably know exactly what your little spoiled girl wants and is expecting from you. All you need to do is to really listen to what she says and really pay attention. Like if she says:”Oh, they (name of the brand goes here) have such a cool new handbag. I soooo want it!! But, well, I have a lot of bags, I don’t know what to do with all of them.” Here we go, she mentioned the brand and design. All you need to do is go and get it for her. And don’t think too much about how many bags she already has. Any girl, not just Rich Girl can’t have too many bags. Never! The same applies to shoes and other accessories. But, of course, if you want to propose to her, you need to have another plan and as a result different shopping.
For parents it is always better to ask what their daughter wants. If a Rich Girl has a sister, then she probably knows better than the Rich Girl itself what she wants. So, no recommendations needed. Also, Rich Girl friends who are rich themselves they can use their personal concierge to get the best possible advices on what is hot in luxury industry and what will be cool to get for their friend to stand out of the rest of the crowd.
So, I guess we came to the point where recommendations and gift ideas on what present to buy for the girl who already has everything mostly needed by friends and acquaintance who are not well-off and can not afford expensive things. These people are always worried what gift to buy, so it won’t look cheap and could actually bring joy.
Well, it’s really a tough one, but achievable. First you need to remember, don’t give her cash, unless she specifically indicated that that’s what she wanted as a present. I wouldn’t recommend giving cash to anyone on their Birthday or Christmas, not only Rich Girl. Christmas and Birthdays are all about presents, about the magic of unwrapping and see what’s inside. It is a ritual we all used to since childhood, so don’t spoil the fun. Unless, as I said before, the recipient specifically asked you to not get them anything, just cash.
Another important thing to remember is, don’t think that if Rich Girl has it all, she doesn’t care about presents! She does. Everyone loves presents, they not need to be expensive, but they need to be picked with love, just like for anyone else. Rich Girl is the same human being as you are, she just can afford a little bit more.
And the last thing is that Rich Girl probably is aware of your situation with money, so don’t worry she won’t expect something over the top from you. So, don’t spend more than you can afford, no one needs that.
Ok, so before we get to the list of things I recommend you to look at while shopping for a gift for a Rich Girl, here is a small list of what you should NOT buy:
- Accessories
- Handbags
- Shoes
- Apparel
Why not to look at these items? Because these things mostly depend on your personal taste and your budget. It is too much of the risk to actually get something which Rich Girl will love and will actually wear. Don’t risk with your money, this is not worth it. Unless you know for sure what she wants, like I mentioned before with boyfriend example.
So, finally what gift to get for a Rich Girl:
1) Manicure, Pedicure & Spa Package Gift Certificates. This present will be warmly welcomed by any Rich Girl who loves to be pampered and taken care of. And do you know a girl who doesn’t want to have a nice facial or massage, or at least manicure?! So, this gift is perfect, useful and you can adjust it to your budget. The best site to buy SPA packages that I have found so far is SPAFinder.com. Gift certificates from SPAfinder.com are accepted at over 5,000 spas worldwide & never expire!They now can be printed or emailed! So don’t worry about a last minute gift! More at SpaFinder.
2) Exclusive hand-made luxurious chocolate. All girls love chocolate, right? But if I were buying chocolates for a Rich Girl I would choose something special, luxurious and unique. Something like zChocolat.com. What is really special about this chocolate is that you can engrave your special message on a box or put a photograph, select chocolates and the box. Just have a look at their site. You will be amazed how a box of chocolate can be such a perfect and unforgettable gift.
3) Clarisonic: Waterproof sonic skin care brush. Sonic skin cleansing system for face & body! This is an absolute must have for every girl who is serious about her looks and beauty. If you are sure that the girl you are trying to impress doesn’t have Clarisonic already, she will be head over hills with this product! Trust me, I know! And you can even engrave something on it, so that she can always remember you.
4) Accessories for iPhone or iPad, if she has one in the first place. A lot of designers came up with really cool and stylish accessories for iPhones and now iPads, so just search for one you think your friend will like. Bottega Veneta, Micheal Kors, Louis Vuitton have cool covers to choose from.
5) Get her something interesting and unusual. Like I found on Amazon this cool digital photo frame fridge magnet. I think it is cool and interesting. You actually can upload your picture with Rich Girl to this magnet and present it as a friends forever gift.
6) Handmade gifts. The other presents I like are those made with your own hands. Of course, if you know what you are doing! Like, if you have never done anything before, better practice a lot before even considering to present your Rich Girl with your handcrafted goods. But, if you are really good at something, if all your friends say that you are such a great jewelry maker or painter or baker, then you can do something special for a Rich Girl. What is cool about handcrafted presents, is that they are unique and exclusive. There will be no other Rich Girl in the whole world with the same thing and this adds a lot of value. Also, it will probably will take a lot of your time (so, think twice before even starting!) and effort which is also priceless! Everyone can appreciate handmade goods.

If you want to make exactly what you see on this picture the tutorial is here
7) Photo Session. If you are a photographer or you know one, you can organize a photo session for your friend. The whole experience can be so much fun, if planned and organized beforehand.
So, these are the most cool, interesting and affordable gift ideas to get for Rich Girl I can think of at the moment. Please, tell me what was her reaction when you presented her one of the recommended gifts, if you will choose any. I would love to know!
If you have any other ideas, you are welcome to share them with me, by posting your comment below! I will be updating this list frequently, so if you have a very cool idea I will be glad to add it to the list.
Happy shopping!
Yours,
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Dress Rich to feel Rich and Successful
By Rich Girl
Filed under Rich Life Tips
I think you will find a lot of people out there who will say: “Why spend so much money on junk (meaning expensive designer clothes)! Why spend $200 for just one t-shirt if you can buy 10 instead of the same quality”. Also, it started to be very popular lately to mention the economy: “It is outrageous to buy designer clothes when the economy is down and everyone needs to struggle”. And so on and so forth. Maybe even you think that it is always better to do your shopping in cheap department stores rather than switch to boutiques?! Well, just keep on reading and I will try to explain you why it is crucial to always choose the best and as a result more expensive things.
Before I will continue my speech about clothing I want to ask you one question:“When people first see you what do you want them to think about you? What impression you want them to have?” Think about it. Why businessmen spend fortunes on expensive suites and accessories? Right, because they want people to think about them as successful, trustworthy and rich, kind of person you want to do business with, kind of person you can trust. You won’t trust a businessman in untidy dreadful suite and dirty shoes; because you will think that if he can’t make an effort to look good, why he will be making any effort in doing great business. Or else, maybe he is not that smart or successful; maybe he is broke and can’t afford to look good, so if I will be dealing with this guy I will lose money, better stay away from him. What will my friends think about me if I will introduce this person to them?
Someone might say, but I am not a businesswoman why should I bother. I don’t care what people think about me as long as I am happy the way I am. Well, it is up to you to think that way, but if you want to succeed in this life, if you want people to respect you and treat you as important person you need to make an effort. Your appearance is the first basis for evaluation people have, and first impressions last. The better you are “packaged”, the more public acceptance you will receive. People look at another person and make a quick and often subconscious appraisal.
Your appearance talks to others, but it also talks to you. Try to remember what did you feel when you were dressed up for a special event, let’s say prom night. You wanted to look your best, right? You were searching the stores for the one and only dress, which will help highlight your slender body, you begged your parents to give you more money, because that perfect dress were expensive. Then you bought the shoes, they also were perfect and more expensive than you planed them to be. But when the day had come, remember how did you feel? You were confident about yourself, you wanted to smile, you wanted to make lots of pictures, guys were impressed by your looks, girls were envious and everything was just so perfect.
Now, also remember the time when you decided to go out and didn’t make an effort to look good. You had greasy hair, your outfit was cheap and shabby; you were just going to buy some essentials from the nearest supermarket. And right there you have met a guy whom you liked so much! He noticed you and started to talk to you. What were your feelings in this situation? Did you want to smile and flirt with the guy or you just wanted to run away as soon as possible and hide somewhere? Did you manage to feel like a queen in this situation? The guy of your dreams is right here why you want to run away? Because you know that you don’t look your best and it eats up your confidence.
So, why to spend lots of money on clothes again? Because in the end it will make you feel confident, feel important, feel beautiful which will result in winning respect in others, making new friends and boyfriends.
What to do, if you are not a rich girl at the moment, but you want to dress rich? The solution is: pay twice as much and buy half as many. Remember, it is not the quantity is the quality that counts. It is better to buy one pair of expensive high quality shoes which will last longer, win you respect, boost your confidence and will look great than to buy cheap ones which will be killing your feet, will look dreadful after two times of wearing and you will never know how long they will last. The same rule applies to sunglasses, handbags, coats, dresses, skirts, socks – everything!! Look at it as an investment. Guys invest in stocks, we girls invest in looking and feeling good.
And you know why all this trouble?! As L’oreal slogan says: Because YOU worth it!
You are worth the best this life has to offer! Always remember that and choose accordingly!
Yours,
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