Get rich by saving money!
By Rich Girl
Filed under Rich Life Tips
Ok, so you want to be rich, right? Well, I am (richer than I was, anyway) …and I got here because I was careful with my money.
I made savings, I made investments, I avoided debt and as a result, I made more money than I thought I would - and I want you to as well, so that’s why I’m providing you with this simple guide to help you improve your financial situation and start making money. It won’t happen overnight, so you’ve got to be patient - but by paying attention to the points I’m making, you should be able to improve your financial future.
1. Review your finances as they are now
You won’t make any money if you don’t know how much you’ve already got (unless you win big on the lottery!), so sit down and take a look at how much money you earn each month, and how much money you spend each month.
When you can see an overview of your finances in front of you, you should be able to see where you can make cut backs on your spending to save yourself money.
We are all guilty of buying things we don’t need, and that is where the majority of us waste our money. So make the change, only buy things you need - it will save you a lot of money!
2. Invest in your home to save in the long run
By investing in your home now, you can save a lot of money in the long run. For example, invest in wall insulation, double-glazed windows, insulation for your boiler and thicker curtains.
Of course, there are other investments you can make around your home, but the ones mentioned above are the main ones. By making these investments you can save yourself a lot of money - for example, the investments above will help keep heat in your house during the winter months - which will save you money on your heating bills.
Remember, you can’t make money if you don’t save money - so you should be trying to make as many savings as you possibly can. Every dollar saved is a dollar towards making you rich!
3. Don’t buy what you don’t need - unless you can actually afford it
This is my final point here, but it may well be the most important point to make. If you really want to save money, don’t buy things you don’t need. It’s as simple as that. Save, invest and earn until you have enough money to buy whatever you want. There is no point getting into debt to buy things, this will only push you further away from being rich! (for more about debt click here)
I’ll give you a little example here. Imagine you have $30,000 in your account - and you go out and buy a great car costing $29,000. Yes, you now have a nice car - but you have also wasted a lot of your money, which means that you are no longer ‘rich’. Did you really need that car there and then? Could you have bought a cheaper car…or waited until you could really afford it?
The moral of this little story is only buy that expensive thing when you can afford it (in other words, don’t leave just $1,000 in your account!).
Ok, so these tips won’t actually make you rich, but they will certainly give you the strong financial foundations you need to start making money. We’ve all got to start somewhere, so let’s start today and have a richer future!
Any comments you have about my tips will be greatly appreciated. I’m always interested to find out how other people are trying to become rich, so please let me know what you guys are up to!
Yours,
Subscribe to Rich Girl’s Club via email or RSS to get more great posts like this one.
Michael Kors - luxury lifestyle
By Rich Girl
Filed under Rich Fashion, Rich Photos
Rich Girls love Michael Kors designs and I am not the exception.
Actually, I am not into brands, I love things which are of good quality and for me label doesn’t mean a lot. But there is one brand I adore and this brand is Michael Kors. Maybe it is because me and the label were born at the same year?! 
I love Michael Kors’ boutique on Rodeo Drive, I have already bought a bag, a purse, a jacket, boots, a couple of sweaters, jeans and a lot of other things there and I know that I will come back for more!!
Not only I love this brand among the celebrities who have worn Michael Kors’ designs are Jennifer Lopez, Elissa, Heidi Klum, Jessica Simpson, Jennifer Lopez, Madonna, Angelina Jolie, Sharon Stone, Catherine Zeta-Jones, Charlize Theron, Pierce Brosnan, Barbara Streisand, Gwyneth Paltrow, Anjelica Huston, Kate Bosworth, Sigourney Weaver, Usher, Liv Tyler, Rene Russo etc. Joan Allen wore his gown when she was nominated for an Academy Award for “Best Actress” for her role in The Contender. In addition, Jennifer Garner wore a custom creation as an Academy Award presenter in 2006.
As it states on the Michael Kors official website:
Michael Kors is the leading American fashion designer for luxury accessories and sportswear. The company’s heritage is rooted in producing polished, sleek, sophisticated American sportswear with a jet-set attitude. Whether Aspen, Palm Beach or Capri, our mission is to bring our vision of a jet-set, luxury lifestyle to women and men around the globe. Our products, emblematic of the highest standard of quality, include apparel, accessories and beauty. Our lifestyle-driven company embraces the highest standards of creativity, quality, technology and human resources.
Michael Kors began his career in fashion at the age of 19 designing and merchandising a collection for the renowned boutique Lothar’s in New York City. The success of these clothes caught the attention of the fashion press, prompting Kors to strike out on his own. In 1981 the Michael Kors label was formed; his first women’s collection was launched at Bergdorf Goodman and Saks fifth avenue, among other stores. Since his collection was established, it has never strayed from Kors’ initial vision of chic, luxurious American sportswear.
Michael Kors collection flagship boutiques are located in the United States on Madison avenue, at the Americana Manhasset and on rodeo drive in Beverly Hills; international boutiques are located in Hong Kong and Dubai.
Michael Kors received Dupont’s first American original award in 1983 and was awarded the Elle/Cadillac Fashion Award for Excellence in 1995. In addition, he has won two CFDA awards, the most prestigious award in the fashion industry. In 1999, he received the CFDA award for womenswear designer of the year and in 2003, he received the CFDA award for menswear designer of the year. Michael has been a judge on the Emmy-nominated reality television program Project Runway, which currently airs on Bravo.
One more reason why I love Michael Kors is that you don’t need to be super rich to wear his designs and look glamorous and hot. His bags, shoes and outwear are worth saving your money for 
Writing this post and looking at these pictures made me feel like rushing to Rodeo Drive!
See you there Rich Girls
Yours,
Subscribe to Rich Girl’s Club via email or RSS to get more great posts like this one.
Pictures on this post are taken from official Michael Kors website. You can see a lot more pictures and designs on Michael Kors website as well as shop online there!
Here on Rich Girl’s Club I just posted my favorite Michael Kors’ designs.
The World’s Most Expensive Mansion
By Rich Girl
Filed under Luxury Videos
Subscribe to Rich Girl’s Club via email or RSS to get more great posts like this one.
The luxury cars at the Frankfurt Motorshow 2009
By Rich Girl
Filed under Luxury Videos
Subscribe to Rich Girl’s Club via email or RSS to get more great posts like this one.
Maldives - Heaven on Earth
By Rich Girl
Filed under Rich Travel
I want to confess, I hate autumn. This season makes me feel very depressed and I always try to find a good escape. This year I think that I have found a perfect hiding place - Maldives.
Pictues taken from http://knowledge.allianz.com
Autumn is the best season for planning your trip to Maldives, the rain season which is mainly from May to August is over and it is warm and sunny there now. The temperature in Maldives never falls below 77F (25C) and I was adviced in different travel agencies to visit Maldives any time between November and April.
Picture taken from http://www.picstropical.com
The Maldives is situated in the South West of Sri Lanka, on the equator. The numerous coral reef islands, 1,190 in total, form an archipelago of 26 natural atolls ( groups of neighbouring coral islands). These 26 atolls are organised into 19 administrative atolls with the capital island of Male’ established as an entity of its own forming the twentieth division. Out of the incredibly large number of islands only 202 are inhabited and 87 are exclusive resort islands.
Picture taken from http://www.sixsenses.com
With around 2000 coral reefs, sandbars and coral outcrops, Maldives coral islands are a delight for scuba divers, snorkeling enthusiasts and people who love marine life. The coral reefs and atolls provide shelter for many species of fish, and other marine creatures. You can see numerous colorful fish swimming round the coral reefs in Maldives, while swimming or snorkeling in the clear blue water of the Indian Ocean around Maldives coral islands.
Picture taken from: http://enrof.net
I have heard a lot of amazing stories about Maldives, saw great number of breathtaking pictures, but have never been there myself. One of my friends went on Honeymoon there and I think that they couldn’t find the better place for romantic escape. Clear blue warm water, white sand, and you and your beloved one alone on the island! What can be more romantic?! I am dying to get there?!
Picture taken from: http://www.fourseasons.com
I will now start searching for the perfect resort island in Maldives and will share results of my research with you here on Rich Girl’s Club.
I would love to hear your stories about Maldives, if you already been there. Share your adventure with us by leaving your comment below.
Picture taken from http://www.sixsenses.com
Yours,
Subscribe to Rich Girl’s Club via email or RSS to get more great posts like this one.
Picture taken from: http://skriftuk.files.wordpress.com